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Force v. ITT Hartford Life & Annuity Insurance Co.

United States District Court for the District of Minnesota

4 F. Supp. 2d 843 (1998)

Facts

ITT Hartford Life & Annuity Insurance Co. (ITT Hartford) (defendant) developed new kinds of life insurance in which the insurance company invested premiums more aggressively and policyholders received higher returns. Liane Force and other class representatives (Force) (plaintiffs) brought a class-action suit against ITT for, among other claims, violations of Minnesota’s Consumer Fraud Act (CFA). Force claimed that ITT Hartford trained its sales agents to misrepresent the true nature of the life-insurance policies it was selling in order to increase ITT Hartford’s sales and profits. ITT moved to dismiss the claims under the CFA, arguing that an insurance policy is not merchandise and therefore does not fall within the scope of the CFA.

Rule of Law

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Issue

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Holding and Reasoning (Kyle, J.)

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A "yes" or "no" answer to the question framed in the issue section;
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The procedural disposition (e.g., reversed and remanded, affirmed, etc.).

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