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Home Building & Loan Assn. v. Blaisdell

United States Supreme Court
290 U.S. 398 (1934)


Facts

During the Great Depression in 1933, Minnesota responded to a large number of home foreclosures in the state by passing the Minnesota Mortgage Moratorium Law which extended the amount of time for mortgagors to redeem their mortgages from foreclosure contrary to the terms previously agreed upon in the mortgage contract. Home Building & Loan Assn. (Association) (plaintiff) was a mortgage lending company that objected to the law on the grounds that it violated the Contract Clause, Due Process Clause, and Equal Protection Clause of the Fourteenth Amendment of the United States Constitution. The Association brought suit against Blaisdell (defendant), the official charged with administering the new law. The Minnesota Supreme Court upheld the law as a valid exercise of state power. The Association then appealed to the United States Supreme Court.

Rule of Law

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Issue

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Holding and Reasoning (Hughes, C.J.)

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  • A “yes” or “no” answer to the question framed in the issue section;
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  • The procedural disposition (e.g. reversed and remanded, affirmed, etc.).

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Dissent (Sutherland, J.)

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