Logourl black

Provident Tradesmens Bank & Trust Co. v. Patterson

United States Supreme Court
390 U.S. 102 (1968)


Facts

Edward Dutcher loaned his car to Donald Cionci so Cionci could run an errand. With John Lynch in the car, Cionci made a detour from the errand, and while on the detour, ran into a truck, killing himself, Lynch, and the truck driver. Dutcher had a car insurance policy with Lumbermens Mutual Casualty Company (Lumbermens), which had declined to defend itself in a tort action based on the accident because it believed that Cionci had not had permission to use the car and thus was not covered for the accident. Provident Tradesmens Bank (Provident) (plaintiff), the administrator of Lynch’s estate, brought a diversity suit against Lumbermens and the estate of Cionci (defendants), seeking a declaratory ruling that Cionci had Dutcher’s permission to use the car, and was thus covered by the Lumbermens policy. The district court found that Cionci had permission to use the car. The United States Court of Appeals for the Third Circuit reversed the ruling on the grounds that Dutcher had to be joined in order for the case to be heard. The defendants appealed.

Rule of Law

The rule of law is the black letter law upon which the court rested its decision. To access this section, start your 7-day free trial of Quimbee for Law Students.

Issue

The issue section includes the dispositive legal issue in the case phrased as a question. To access this section, start your 7-day free trial of Quimbee for Law Students.

Holding and Reasoning (Harlan, J.)

The holding and reasoning section includes:

  • A “yes” or “no” answer to the question framed in the issue section;
  • A summary of the majority or plurality opinion, using the CREAC method; and
  • The procedural disposition (e.g. reversed and remanded, affirmed, etc.).

To access this section, start your 7-day free trial of Quimbee for Law Students.

Here's why 89,000 law students rely on our case briefs:

  • Reliable - written by law professors and practitioners not other law students.
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your class - works on your mobile and tablet.
  • 12,195 briefs - keyed to 164 casebooks.
  • Uniform format for every case brief.
  • Written in plain English - not in legalese and not just repeating the court's language.
  • Massive library of related video lessons - and practice questions.
  • Ability to tag case briefs in an outlining tool.
  • Top-notch customer support.
Start Your Free Trial Now