Betterton v. First Interstate Bank of Arizona

800 F.2d 732 (1986)

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Betterton v. First Interstate Bank of Arizona

United States Court of Appeals for the Eighth Circuit
800 F.2d 732 (1986)

RW

Facts

C. H. Betterton (plaintiff) financed the purchase of his truck with a loan from First Interstate Bank of Arizona, N.A. (bank) (defendant). The loan obligated Betterton to maintain the truck in good condition. The truck was undergoing repairs when the bank’s loan officer notified Betterton that, due to Betterton’s failure to keep up with his loan repayments, the bank intended to repossess the truck. Betterton promised the loan officer that if the bank would modify the terms of his loan, Betterton would complete the repairs and arrange for his employer to deduct repayments from Betterton’s paychecks. The loan officer agreed to these terms. The bank repossessed Betterton’s truck, anyway. Betterton sued the bank for breach of contract. The federal district court entered summary judgment for the bank. Betterton appealed to the Eighth Circuit.

Rule of Law

Issue

Holding and Reasoning (Arnold, J.)

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