Louis Bullard (debtor) petitioned for chapter 13 bankruptcy to discharge a debt he owed to Blue Hills Bank (creditor). The bankruptcy court rejected Bullard’s proposed repayment plan and allowed Bullard to submit a new plan. Bullard appealed, and the Bankruptcy Appellate Panel, while noting that the bankruptcy court’s decision was not final, affirmed the denial. Bullard appealed, and the United States Court of Appeals for the First Circuit dismissed the appeal because the court did not have jurisdiction on account of the bankruptcy court’s judgment not being final. The United States Supreme Court granted certiorari.