Deutsche Bank National Trust Co. v. Carmichael (In re Carmichael)
United States Bankruptcy Court for the Eastern District of Pennsylvania
443 B.R. 699 (2011)
- Written by Sheri Dennis, JD
Facts
Damion and Kiya Carmichael (defendants) mortgaged their property with Ameriquest Mortgage Company (AMC) and signed a promissory note. Soon thereafter, the mortgage and note were conveyed to Deutsche Bank National Trust Company (Deutsche) (plaintiff). However, Deutsche did not immediately record the assignment of the mortgage and note. Deutsche brought a foreclosure action against the Carmichaels in state trial court and moved for summary judgment. Before the trial court could rule on Deutsche’s motion, the Carmichaels filed for bankruptcy and removed the matter to the bankruptcy court. The Carmichaels argued that Deutsche’s motion should be denied because AMC had made fraudulent representations to induce them into refinancing their mortgage and signing the note. The Carmichaels also contended that AMC’s conduct violated Pennsylvania’s Unfair Trade Practices and Consumer Protection Law (Law).
Rule of Law
Issue
Holding and Reasoning (Raslavich, C.J.)
What to do next…
Here's why 812,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 46,300 briefs, keyed to 988 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.