Doe v. Mutual of Omaha Insurance Co.

179 F.3d 557 (1999)

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Doe v. Mutual of Omaha Insurance Co.

United States Court of Appeals for the Seventh Circuit
179 F.3d 557 (1999)

  • Written by Alexander Hager-DeMyer, JD

Facts

Two disabled policyholders (plaintiffs) filed suit against Mutual of Omaha Insurance Company (Mutual of Omaha) (defendant) for allegedly violating § 302(a) of the Americans with Disabilities Act (ADA). The policyholders claimed that Mutual of Omaha violated the public-accommodation provision of the ADA by placing discriminatory caps on the lifetime benefits for acquired immunodeficiency syndrome (AIDS) and AIDS-related conditions. The lifetime benefits for AIDS and related conditions were capped at up to $100,000, but the policies’ limits for other conditions were upward of one million dollars. The district court ruled in favor of the policyholders, and Mutual of Omaha appealed to the Seventh Circuit.

Rule of Law

Issue

Holding and Reasoning (Posner, C.J.)

Dissent (Evans, J.)

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