Study Aids
Case Briefs Overview
Casebooks
Case Briefs
H

Hawkins v. Federated Mutual Insurance Company

1996 U.S. Dist. LEXIS 21436 (1996)

From our private database of 46,500+ case briefs, written and edited by humans—never with AI.

Hawkins v. Federated Mutual Insurance Company

United States District Court for the Northern District of Mississippi
1996 U.S. Dist. LEXIS 21436 (1996)

  • Written by Mike Begovic, JD

Facts

Hawkins (plaintiff) entered into a contract with West for the purchase of farm equipment totaling $61,500. It was agreed that West would deliver the equipment to Hawkins. Hawkins made a down payment and secured financing through Deere Credit Services, Inc. A credit agreement was formed that required Hawkins to purchase an insurance policy for the equipment from John Deere Insurance Company (JDIC). The credit agreement contained a risk-of-loss provision, which stated that Hawkins would bear the risk of loss for damage to the goods and that his debt would not be reduced if the goods were damaged. The agreement made no mention of the seller, West. Federated Mutual Insurance Company (Federated) (defendant) insured West’s equipment at the time of the transaction. Prior to delivery, and while both insurance policies were in effect, the equipment was destroyed in a fire. A lawsuit was brought to determine which party bore the risk of loss for the equipment. Federated contended that the risk-of-loss provision in the credit agreement effectively shifted the risk of loss to Hawkins. JDIC argued that the risk of loss remained with West.

Rule of Law

Issue

Holding and Reasoning (Alexander, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 832,000 law students since 2011. Some law schools even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 832,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,500 briefs, keyed to 994 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 832,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,500 briefs - keyed to 994 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership

Casebooks

Sales

Key Terms