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Heaven v. Trust Company Bank

United States Court of Appeals for the Eleventh Circuit
118 F.3d 735 (11th Cir. 1997)


Facts

Heaven (plaintiff) sued Trust Company Bank (Sun Trust) (defendant) for allegedly failing to comply with the strict disclosure requirements of the Consumer Leasing Act when she leased a car from Sun Trust. Heaven moved for class certification, permitting her to bring a suit against Sun Trust as a representative of a class of similarly treated individuals. Sun Trust counterclaimed that class members had defaulted on their leases and made false statements in their applications. The district court denied class certification, and Heaven appealed.

Rule of Law

The rule of law is the black letter law upon which the court rested its decision. To access this section, start your 7-day free trial of Quimbee for Law Students.

Issue

The issue section includes the dispositive legal issue in the case phrased as a question. To access this section, start your 7-day free trial of Quimbee for Law Students.

Holding and Reasoning (Burns, J.)

The holding and reasoning section includes:

  • A “yes” or “no” answer to the question framed in the issue section;
  • A summary of the majority or plurality opinion, using the CREAC method; and
  • The procedural disposition (e.g. reversed and remanded, affirmed, etc.).

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