In re Wilson
United States Bankruptcy Court for the Northern District of West Virginia
2012 WL 2411918 (2012)
- Written by Abby Roughton, JD
Facts
Johnnie and Linda Wilson (debtors) filed for chapter 7 bankruptcy on February 15, 2012. That same day, Mr. Wilson filed a statement indicating that he wanted to reaffirm a debt secured by his vehicle. Mr. Wilson timely entered a reaffirmation agreement with creditor CSC Logic and asked the court to approve the agreement. Mr. Wilson’s bankruptcy filings indicated that his monthly expenses exceeded his monthly income by $158. However, Mr. Wilson asserted that he could afford the payments under the reaffirmation agreement because his son would help him. At a hearing on Mr. Wilson’s motion for approval of the reaffirmation agreement, Mr. Wilson’s lawyer appeared before the court and indicated that he did not approve of the agreement. The lawyer argued that the court instead should allow a ride-through, which would allow Mr. Wilson to keep the vehicle and continue making regular payments to the creditor. The lawyer asserted that a ride-through was appropriate because Mr. Wilson had complied with the Bankruptcy Code’s requirements, was current on his payments for the vehicle, and needed to keep the vehicle so he could drive Mrs. Wilson to medical appointments.
Rule of Law
Issue
Holding and Reasoning (Flatley, J.)
What to do next…
Here's why 805,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 46,300 briefs, keyed to 988 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.