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Kentucky Legal Systems Corp. v. Dunn

Court of Appeals of Kentucky
205 S.W.3d 235 (2006)


Facts

In 1998, Kentucky Legal Systems Corporation (KLS) (defendant) recorded a judgment lien against all property owned by Dunn. In 2000, Dunn bought a property subject to a mortgage held by Community Trust Bank (the Bank) (plaintiff). Dunn defaulted, and the Bank foreclosed. The Bank sought a declaratory judgment that its mortgage was a purchase money mortgage and had priority over KLS’s judgment. The circuit court ruled in favor of the Bank. KLS appealed.

Rule of Law

The rule of law is the black letter law upon which the court rested its decision.

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Issue

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Holding and Reasoning (Tackett, J.)

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  • A “yes” or “no” answer to the question framed in the issue section;
  • A summary of the majority or plurality opinion, using the CREAC method; and
  • The procedural disposition (e.g. reversed and remanded, affirmed, etc.).

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