Parker v. 1-800 Bar None, A Financial Corp., Inc.

2002 WL 215530 (2002)

From our private database of 46,000+ case briefs, written and edited by humans—never with AI.

Parker v. 1-800 Bar None, A Financial Corp., Inc.

United States District Court for the Northern District of Illinois
2002 WL 215530 (2002)

AR

Facts

1-800 Bar None, A Financial Corp., Inc. (defendant) generated subprime financing leads by advertising that it could procure loans for anyone and repair their credit. When customers called Bar None, it sold these sales leads to automotive dealers. Parker (plaintiff) saw a Bar None television commercial and contacted Bar None. Parker was referred to a car dealer, who convinced Parker to write a bad check to cover the cost of the car. At that point, the dealer would hold on to the bad check until payment arrangements were made. Parker had second thoughts about her deal with the dealer and backed out. Parker gave the car back and stopped making payments. Parker sued, arguing that Bar None had misrepresented its credit-repair services in violation of the Credit Repair Organizations Act. Bar None responded that it was not a credit-repair organization as defined by the act and moved to dismiss.

Rule of Law

Issue

Holding and Reasoning (Manning, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 742,000 law students since 2011. Some law schools—such as Yale, Berkeley, and Northwestern—even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials
  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 742,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,000 briefs, keyed to 986 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 742,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,000 briefs - keyed to 986 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership