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Parr v. Security National Bank

Oklahoma Court of Appeals
680 P.2d 648 (1984)


Facts

Joan Parr (plaintiff) wrote a check for $972.96 from her account at Security National Bank (Security) (defendant). The following day, Parr called Security and ordered that the payment on the check be stopped. Parr gave Security her account number, the check number, the date, the payee, and the amount of the check, but made a 50-cent error in the amount of the check. Soon after, Parr provided Security with a written stop-payment order that contained the same 50-cent error in the amount of the check. However, Security paid the check to the payee. Parr sued Security to recover the amount of the check. Security argued (1) that its computers were programmed to stop payment only if the reported amount of the check was correct and (2) that Parr’s failure to provide the correct amount of the check excused Security from liability for paying the check. The trial court found in favor of Security, and Parr appealed.

Rule of Law

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Issue

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Holding and Reasoning (Reynolds, J.)

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  • A "yes" or "no" answer to the question framed in the issue section;
  • A summary of the majority or plurality opinion, using the CREAC method; and
  • The procedural disposition (e.g. reversed and remanded, affirmed, etc.).

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