Logourl black

Stradford v. Zurich Insurance Co.

United States District Court for the Southern District of New York
2000 WL 31027517 (S.D.N.Y. 2002)


Facts

Stradford (plaintiff) was a dentist whose office was insured by Zurich Insurance Co. (Zurich) (defendants). In 1999, Stradford failed to pay his premiums and Zurich accordingly cancelled the policy. Once Stradford began making payments again, Zurich reinstated the policy. Ten days later, Stradford submitted claims for water damage from allegedly frozen pipes to his building and dental supplies totaling $151,000. After Zurich made payment to Stradford on these claims, Stradford submitted a revised claim identifying total property damages of $1.39 million and business interruption costs of $168,000. When Stradford sued for payment under the policy, Zurich counterclaimed alleging fraud.

Rule of Law

The rule of law is the black letter law upon which the court rested its decision. To access this section, start your 7-day free trial of Quimbee for Law Students.

Issue

The issue section includes the dispositive legal issue in the case phrased as a question. To access this section, start your 7-day free trial of Quimbee for Law Students.

Holding and Reasoning (Buchwald, J.)

The holding and reasoning section includes:

  • A “yes” or “no” answer to the question framed in the issue section;
  • A summary of the majority or plurality opinion, using the CREAC method; and
  • The procedural disposition (e.g. reversed and remanded, affirmed, etc.).

To access this section, start your 7-day free trial of Quimbee for Law Students.

Here's why 78,000 law students rely on our case briefs:

  • Reliable - written by law professors and practitioners not other law students.
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your class - works on your mobile and tablet.
  • 10,692 briefs - keyed to 140 casebooks.
  • Uniform format for every case brief.
  • Written in plain English - not in legalese and not just repeating the court's language.
  • Massive library of related video lessons - and practice questions.
  • Ability to tag case briefs in an outlining tool.
  • Top-notch customer support.
Start Your Free Trial Now