Tublitz v. Glens Falls Insurance Co.
New Jersey Superior Court
179 N.J. Super. 275, 431 A.2d 201 (1981)
Glens Falls Insurance Co. (Glens Falls) (defendant) issued property insurance to Tublitz (plaintiff). The insurance policy covered three buildings that Tublitz owned. On November 14, 1979, while the policy was in effect, Tublitz signed a contract to have the buildings demolished. The contract required the demolition contractor to demolish the buildings by November 24, 1979, which was 10 days after Tublitz signed the demolition contract. On November 18, before the demolition work had started, a fire destroyed one of the buildings. Tublitz filed an insurance claim with Glens Falls for the building loss. Glens Falls declined to cover the loss. According to Glens Falls, Tublitz had no insurable interest in the building because Tublitz intended to demolish the building. Tublitz sought summary judgment on the issue of Glens Falls’ liability under the insurance contract.
Rule of Law
Holding and Reasoning (Baime, J.)
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