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Cowen v. Bank United
United States Court of Appeals for the Seventh Circuit
70 F.3d 937 (1995)
Cowen (plaintiff) sought class-action certification in his Federal Truth in Lending Act suit against Bank United (defendant) for Bank United’s alleged failure to disclose all finance charges incident to a loan. Cowen alleged that an undisclosed $14 overnight courier fee constituted a finance charge and thus supported a claim under the Federal Truth in Lending Act. Bank United moved for and was granted summary judgment before the class-action-certification question was decided. Cowen appealed.
Rule of Law
Holding and Reasoning (Posner, C.J.)
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