Quimbee logo with url
From our private database of 14,900+ case briefs...

National Title Insurance Corp. Agency v. First Union National Bank

Supreme Court of Virginia
559 S.E.2d 668 (2002)


National Title Insurance Corporation Agency (National) (plaintiff) maintained a checking account with First Union National Bank (the Bank) (defendant). National and the Bank entered into a deposit agreement governing the checking account that required National to notify the Bank of any unauthorized items within 60 days of the mailing date of the earliest statement describing the items. In November 1998, the Bank paid a counterfeit check from National’s account. This check was described in a statement mailed on December 5, 1998. The Bank paid a second counterfeit check from National’s account in December 1998. That check was described in a statement mailed on January 5, 1999. National did not notify the Bank of the unauthorized items within 60 days of the mailing of the statements. The Bank refused to credit National’s account for the unauthorized checks. National sued the Bank, seeking to recover the amount paid on the unauthorized checks. The trial court granted summary judgment to the Bank, and National appealed to the Supreme Court of Virginia.

Rule of Law


Holding and Reasoning (Kisner, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 97,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.

Here's why 284,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 14,900 briefs, keyed to 201 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.