Panico v. Truck Insurance Exchange

90 Cal. App. 4th 1294, 109 Cal. Rptr. 638 (2001)

Study Aids
Case Briefs Overview
Casebooks
Case Briefs
P
From our private database of 46,300+ case briefs, written and edited by humans—never with AI.

Panico v. Truck Insurance Exchange

California Court of Appeal
90 Cal. App. 4th 1294, 109 Cal. Rptr. 638 (2001)

JL

Facts

Ronald and Patty Panico (plaintiffs) owned Travis Electronics (Travis) (plaintiff). The roof above Travis’s storeroom had a hole. After four days of rain, several ceiling tiles fell down. Water also leaked into the storeroom. Travis made a claim to its insurance carrier, Truck Insurance Exchange (Truck Insurance) (defendant). Truck Insurance denied the claim, and Travis sued. Truck Insurance argued that the loss was only covered if the loss resulted from the collapse of a building or any part of a building. The trial court held a chambers conference before trial and invited Travis to informally make an offer of proof. The trial court stated that it would decide whether coverage would exist if those facts were proven. Travis explained the facts, and Truck Insurance moved to dismiss the case. The trial court determined that the facts would fail to show that the loss was covered by the insurance policy and granted the motion to dismiss. Travis appealed.

Rule of Law

Issue

Holding and Reasoning (Sills, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 811,000 law students since 2011. Some law schools—such as Yale, Berkeley, and Northwestern—even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 811,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,300 briefs, keyed to 988 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 811,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,300 briefs - keyed to 988 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership

Casebooks

Civil Procedure

Key Terms