Jackie Rice (defendant) and Carolyn Rice (plaintiff) were married for 42 years. Jackie and Carolyn had a 38-year-old son, Darrin. Darrin did not live with Jackie and Carolyn. When Darrin was approximately 34 years old, Jackie helped him open credit card accounts without Carolyn’s knowledge. Jackie paid off the credit cards, but eventually debt started to accumulate. Carolyn became aware of the debt when she began receiving calls from collection agencies. Carolyn filed for divorce, at which point Darrin and Jackie’s credit card debt was $65,000. Carolyn was retired and barely had the financial means to support herself after the divorce. The trial court found that the debt was marital and allocated half of the debt to Jackie and half to Carolyn. The court of appeals affirmed. Carolyn appealed.