Weiss v. First Unum Life Insurance Co.

482 F.3d 254 (2007)

From our private database of 46,500+ case briefs, written and edited by humans—never with AI.

Weiss v. First Unum Life Insurance Co.

United States Court of Appeals for the Third Circuit
482 F.3d 254 (2007)

  • Written by Noah Lewis, JD

Facts

Richard Weiss (plaintiff), an investment banker, had an employer-based group disability insurance policy. A severe heart attack rendered Weiss unable to work. Weiss applied for short-term disability benefits through First Unum Life Insurance Co. (First Unum) (defendant), which approved them for six months. First Unum subsequently paid long-term disability benefits of more than $11,000 per month for three months. First Unum employees allegedly met for the purpose of terminating Weiss’s benefits for nonmedical reasons. First Unum failed to examine his hospital records or order appropriate medical tests before terminating the benefits. Believing the termination to be part of a pattern of targeting large disability payouts, Weiss filed suit under the Racketeer Influenced and Corrupt Organizations Act (RICO), 18 U.S.C. §§ 1961–1968. The district court dismissed the case, finding RICO would interfere with New Jersey’s statutory regulation of insurers in violation of the McCarran-Ferguson Act, 15 U.S.C. §§ 1011–1015, which prohibits federal laws from impinging on state insurance regulation unless the federal law specifically regulates insurance. Weiss appealed.

Rule of Law

Issue

Holding and Reasoning (Rendell, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 832,000 law students since 2011. Some law schools even subscribe directly to Quimbee for all their law students.

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

Here's why 832,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,500 briefs, keyed to 994 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 832,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,500 briefs - keyed to 994 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership