Arnold Tours, Inc. v. Camp

472 F.2d 427 (1972)

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Arnold Tours, Inc. v. Camp

United States Court of Appeals for the First Circuit
472 F.2d 427 (1972)

Facts

The National Banking Act (12 U.S.C. § 24) established the express and incidental powers that national banks may exercise in conducting their banking business. Arnold Tours, Inc. and other travel agents (the travel agents) (plaintiffs) challenged the Comptroller of the Currency’s (the comptroller) (defendant) issuance of rulings and regulations that permitted national banks to engage in the travel-agency business. South Shore National Bank (South Shore) (defendant) was a national bank that had engaged in the travel-agency business for several years. In district court, the travel agents sought declaratory and injunctive relief and argued that travel-agency activities were not within national banks’ incidental powers under the act. The district court agreed with the travel agents. The comptroller and South Shore appealed, arguing that the basic functions performed by a travel agency fell within the category of agency and informational services provided by banks.

Rule of Law

Issue

Holding and Reasoning (Hamley, J.)

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