From our private database of 14,100+ case briefs...
Chute v. North River Insurance Company
Supreme Court of Minnesota
172 Minn.13 (1927)
Bessie Chute (plaintiff) had an all-risk insurance policy with North River Insurance Company (North) (defendant) that covered against loss or damage to jewelry and furs “during transportation or otherwise.” The policy explicitly excluded claims for internal damage to watches and damage to furs arising from wear and tear or gradual deterioration. Chute had a fire opal valued at $2,000. While the policy was in force, the opal developed a crack. There was no crack in the opal when the policy initially became effective. The crack was due to a defect in the opal and was not caused by outside force. The trial court sustained the general demurer that was brought in the action. Chute appealed.
Rule of Law
Holding and Reasoning (Stone, J.)
What to do next…
Unlock this case brief with a free (no-commitment) trial membership of Quimbee.
You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 97,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.
Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.
Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.
Here's why 219,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 14,100 briefs, keyed to 189 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.