From our private database of 33,800+ case briefs...
Cigna Corp. v. Amara
United States Supreme Court
563 U.S. 421 (2011)
Cigna Corporation (defendant) changed its retirement benefit plan from a defined benefit pension to a defined contribution plan in 1998. As part of the change, Cigna calculated a lump sum due to current employees and deposited that amount into their respective defined contribution retirement plan. Cigna provided notice to its employees in November 1997 of the upcoming plan change. In that notice, Cigna stated that the new plan would significantly enhance the retirement program, would produce an overall improvement in retirement benefits, would provide the same benefit security with steadier growth, and would not result in cost savings to the company. However, these representations were not true. When the full details of the plan were announced in 1998, Cigna recognized approximately $10 million in annual savings, and a significant number of employees were worse off. The plan did guarantee that an existing employee would receive at least the greater of either the amount that the employee would have received under the old plan as of January 1, 1998, or the amount in their individual retirement account. A group of employees (plaintiffs) sued Cigna, alleging violations of the Employee Retirement Income Security Act of 1974 (ERISA) due to the misleading 1997 notice. The trial court agreed that the 1997 notice was misleading and inadequate. The trial court, relying on ERISA § 502(a)(1)(B), ordered Cigna to reform the new plan to give employees the combined benefit of the amounts that would have been due under the old plan as of January 1, 1998, added to the amounts due under the new plan, excluding the initial lump-sum deposit. Cigna appealed.
Rule of Law
Holding and Reasoning (Breyer, J.)
What to do next…
Unlock this case brief with a free (no-commitment) trial membership of Quimbee.
You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 604,000 law students since 2011. Some law schools—such as Yale, Berkeley, and Northwestern—even subscribe directly to Quimbee for all their law students.Unlock this case briefRead our student testimonials
Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.
Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.Learn about our approachRead more about Quimbee
Here's why 604,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 33,800 briefs, keyed to 984 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.