CompuCredit Corp. v. Greenwood

565 U.S. 95, 132 S. Ct. 665, 181 L. Ed. 2d 586 (2012)

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CompuCredit Corp. v. Greenwood

United States Supreme Court
565 U.S. 95, 132 S. Ct. 665, 181 L. Ed. 2d 586 (2012)

  • Written by Alexander Hager-DeMyer, JD

Facts

Wanda Greenwood and other individuals (plaintiffs) applied for a particular credit card marketed by CompuCredit Corporation (defendant) and issued by Columbus Bank and Trust (Columbus) (defendant). As part of the application, Greenwood agreed to an arbitration provision stating that all disputes related to the credit card and account would be arbitrated. Greenwood filed a class-action lawsuit against CompuCredit and Columbus in federal district court, alleging violations of the Credit Repair Organizations Act (CROA). CompuCredit filed a motion to compel arbitration under the Federal Arbitration Act (FAA), citing the credit-card application’s arbitration provision. The district court denied the motion, finding that Congress intended CROA claims to be nonarbitrable. CompuCredit appealed to the United States Court of Appeals for the Ninth Circuit. The court of appeals affirmed, and CompuCredit appealed to the United States Supreme Court.

Rule of Law

Issue

Holding and Reasoning (Scalia, J.)

Concurrence (Sotomayor, J.)

Dissent (Ginsberg, J.)

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