Djowharzadeh v. City National Bank and Trust Company of Norman

646 P.2d 616 (1982)

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Djowharzadeh v. City National Bank and Trust Company of Norman

Oklahoma Court of Appeals
646 P.2d 616 (1982)

SH

Facts

Ali Djowharzadeh (plaintiff) learned that a duplex was going to be listed for sale below market value. The realtor agreed to hold the listing and give Djowharzadeh time to secure a loan to purchase the duplex. Djowharzadeh went to City National Bank and Trust Company of Norman (the bank) (defendant) and submitted a loan application. The loan officer realized the duplex was worth more than the offer price and told Djowharzadeh he needed to consult with the bank’s loan committee. The next day the loan officer rejected the loan. Within days, two bank stockholders, who were also the wives of the bank’s president and senior vice president, purchased the duplex for $500 more than Djowharzadeh’s offer price. Djowharzadeh filed suit against the bank. In a deposition, one of the purchasers claimed Djowharzadeh had mentioned the duplex without details, and then she had looked it up and contacted the owner directly. At trial, the bank claimed that a bank owed no duty of confidentially to its customers. The trial court agreed with the bank and granted summary judgment in its favor.

Rule of Law

Issue

Holding and Reasoning (Boydston, J.)

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