Eckenrode v. Life of America Insurance Company
United States Court of Appeals for the Seventh Circuit
470 F.2d 1 (1972)
In September 1967, Life of America Insurance Company (Life of America) (defendant) issued a life-insurance policy covering the husband of Eckenrode (plaintiff) in the event of his accidental death. The policy was for $5,000, payable immediately upon proof of death. In December 1967, Eckenrode’s husband died in a homicide, leaving her with several children and no assets. Although Eckenrode met the policy’s requirements for payment, Life of America refused to pay her the policy’s proceeds. Life of America had no basis for doubting the validity of Eckenrode’s claim, but still acted as if there were unresolved details surrounding her husband’s death. Denied payment, Eckenrode was forced to borrow money and rely upon relatives for her family’s support. In January 1968, Life of America sent a letter to Eckenrode that implied its payout was contingent on the completion of an ongoing police investigation and urged her to settle immediately for less than the value of her husband’s policy. Eckenrode brought suit against Life of America for the intentional infliction of emotional distress. The district court dismissed her suit. Eckenrode appealed.
Rule of Law
Holding and Reasoning (Kiley, J.)
What to do next…
Unlock this case brief with a free (no-commitment) trial membership of Quimbee.
You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 97,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.
Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.
Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.
Here's why 178,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 14,000 briefs, keyed to 188 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.