Ferrell v. Allstate Insurance Co.
Supreme Court of New Mexico
188 P.3d 1156 (2008)
Joan Ferrell and other insurance-policy holders (plaintiffs) filed suit in New Mexico state court for breach of contract. Allstate Insurance Company (Allstate) (defendant) issued the policies. Ferrell alleged that Allstate failed to disclose fees charged when policy holders paid premiums monthly rather than annually. The trial court certified a 13-state class and found that no conflict of laws among the states prevented application of New Mexico law to the litigation. Allstate appealed the class certification. The court of appeals found that because the laws of the 13 states potentially conflicted, applying New Mexico law to the multi-state class action was inappropriate and would render the case unmanageable. The appeals court decertified the class. The Supreme Court of New Mexico granted certiorari to review.
Rule of Law
Holding and Reasoning (Bosson, J.)
What to do next…
Unlock this case brief with a free (no-commitment) trial membership of Quimbee.
You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 97,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.
Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.
Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.
Here's why 174,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 14,000 briefs, keyed to 188 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.