Fire Insurance Exchange v. Bell

643 N.E.2d 310 (1994)

From our private database of 46,100+ case briefs, written and edited by humans—never with AI.

Fire Insurance Exchange v. Bell

Supreme Court of Indiana
643 N.E.2d 310 (1994)

Facts

Fire Insurance Exchange (defendant) issued a homeowner’s insurance policy covering the house where Bell (plaintiff) got hurt in a fire. The Ice Miller law firm (defendant) represented the insurance company in settlement negotiations. An employee of the insurance company told Scaletta (defendant), a lawyer for Ice Miller, that the homeowner’s insurance policy had a limit of $300,000. However, the lawyer for Ice Miller told Bell’s attorney that the policy limit was only $100,000. Bell settled for $100,000 but later sued Ice Miller, Scaletta, and others (defendant) upon learning the true policy limit. On behalf of the insurance company, Ice Miller moved the trial court for summary judgment on the ground that Bell’s attorney, as a trained professional engaged in adversarial proceedings, had no legal right to rely on his opponent’s representation about the policy limits. The trial court denied the motion for summary judgment, and the insurance company appealed. The court of appeals upheld the trial court’s decision, concluding that Bell’s right to reliance turned upon questions of fact that needed to be determined by a jury. The insurance company petitioned the state supreme court for review.

Rule of Law

Issue

Holding and Reasoning (Dickson, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 747,000 law students since 2011. Some law schools—such as Yale, Berkeley, and Northwestern—even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials
  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 747,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,100 briefs, keyed to 987 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 747,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,100 briefs - keyed to 987 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership