Quimbee logo
DMCA.com Protection Status

Foremost Insurance Co. v. Putzier

100 Idaho 883, 606 P.2d 987 (1980)

Case BriefRelatedOptions
From our private database of 32,100+ case briefs...

Foremost Insurance Co. v. Putzier

Idaho Supreme Court

100 Idaho 883, 606 P.2d 987 (1980)

Facts

Robert C. Knievel (Evel Knievel) and Snake River Canyon Enterprises, Inc. hosted an event at which Knievel attempted a jump over the Snake River Canyon. To host the event, Knievel and Snake River had to obtain liability insurance to secure a land-use permit from the state and a license from the county where the canyon was located. An attorney representing Knievel and Snake River obtained the requisite insurance following negotiations of the policy’s terms through a brokerage firm. The policy was issued by Foremost Insurance Company (plaintiff) and expressly excluded coverage for damages resulting from a riot, civil commotion, or mob action. The event attracted 10,000 to 15,000 spectators with concessionaires and vendors to serve them. In the days leading up to the event, groups of unknown individuals damaged and destroyed goods and equipment of several concessionaires, including Harold Putzier and Bob Crandall (defendants). Putzier and Crandall sued Knievel and Snake River to recover their damages. Meanwhile, Foremost filed suit seeking a declaratory judgment that Putzier and Crandall’s damages were excluded from Knievel and Snake River’s liability coverage. To support its position, Foremost claimed that the final terms of the written policy, including the riot exclusion, had been read to Knievel and Snake River’s attorney, had been negotiated over several meetings, and raised no concerns. Knievel and Snake River debated whether the riot exclusion was disclosed during negotiations. A state trial court agreed with Foremost and granted the declaratory judgment, relieving Foremost of liability for Putzier and Crandall’s damages. Putzier and Crandall appealed.

Rule of Law

Issue

Holding and Reasoning (Donaldson, C.J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 583,000 law students since 2011. Some law schools—such as Yale, Berkeley, and Northwestern—even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials
  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 583,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 32,100 briefs, keyed to 984 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 583,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 32,100 briefs - keyed to 984 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership