Griffin Systems, Inc. v. Ohio Department of Insurance
Ohio Supreme Court
575 N.E.2d 803 (1991)
- Written by Noah Lewis, JD
Facts
Griffin Systems, Inc. (Griffin) (defendant) sold vehicle protection plans (VPPs) that promised to repair or replace covered motor-vehicle parts when the parts broke down due to a defect. VPPs excluded coverage for all other repairs such as from collisions, weather, vandalism, negligence, or improper maintenance. Griffin did not manufacture the underlying parts, nor did it sell vehicles or parts; it only sold the VPPs. The Ohio Department of Insurance (ODI) (plaintiff) ordered Griffin to stop selling VPPs without authorization from ODI. The trial court found that ODI did not have jurisdiction over Griffin. ODI appealed. The appellate court found that because Griffin did not sell or manufacture the goods the VPPs covered, the VPPs were not warranties and were subject to regulation by ODI. Griffin appealed.
Rule of Law
Issue
Holding and Reasoning (Sweeney, J.)
Dissent (Wright, J.)
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