Quimbee logo
DMCA.com Protection Status
From our private database of 19,800+ case briefs...

Heritage Bank v. Lovett

Supreme Court of Iowa
613 N.W.2d 652 (2000)


Richard Bennett was an employee of Culligan Water Conditioning (Culligan) (defendant), a company owned by Terry, Robert, and Roma Lovett (defendants). Bennett went to Donald and Luella Buell’s home to perform water-conditioning services on Culligan’s behalf. During the visit, Bennett stole an automated teller machine (ATM) card connected to the Buells’ bank account at Heritage Bank (Heritage) (plaintiff). Thereafter, Bennett used the ATM card to steal nearly $10,000 from the Buells’ bank account. Heritage reimbursed the Buells for the entire amount, except for $50. Heritage then brought suit against Culligan to recover the sum, arguing that Culligan was liable based on Culligan’s negligent hiring of Bennett, and that Heritage was entitled to bring suit because Heritage was subrogated to the Buells. Culligan moved for summary judgment. The trial court granted Culligan’s motion, finding that the loss of funds was suffered by Heritage directly, not the Buells, and that as a result, Heritage was not subrogated to the Buells. Heritage appealed.

Rule of Law


Holding and Reasoning (Carter, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 508,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.

Here's why 508,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 19,800 briefs, keyed to 985 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Questions & Answers

Have a question about this case?

Sign up for a free 7-day trial and ask it

Sign up for a FREE 7-day trial