Quimbee logo
DMCA.com Protection Status
From our private database of 17,300+ case briefs...

Houchens v. American Home Assurance Co.

United States Court of Appeals for the Fourth Circuit
927 F.2d 163 (4th Cir. 1991)



Alice Houchens (plainitff) brought suit against American Home Assurance Co. (American) (defendant) to recover on occupational accidental injury and death insurance policies issued to her husband, Coulter, who disappeared during a trip to Thailand. The court had granted Ms. Houchens’ motion to declare her husband legally dead. American refused to pay on the policies because both required death to occur by accident and there was no evidence that Mr. Houchens had died an accidental death. American moved for summary judgment on Ms. Houchens’ suit, asserting that there was no genuine issue of material fact and that it was entitled to judgment as a matter of law. The court granted American’s motion, and Ms. Houchens appealed.

Rule of Law


Holding and Reasoning (Ervin, C.J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 457,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.

Here's why 457,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 17,300 briefs, keyed to 984 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Questions & Answers

Have a question about this case?

Sign up for a free 7-day trial and ask it

Sign up for a FREE 7-day trial