Quimbee logo
DMCA.com Protection Status
From our private database of 18,400+ case briefs...

Jones v. Ford Motor Credit Co.

United States Court of Appeals for the Second Circuit
358 F.3d 205 (2d Cir. 2004)



Joyce Jones, along with several other individuals (plaintiffs), were customers of Ford dealerships all over the country. As part of the process of purchasing a car, they applied for credit from the Ford Motor Credit Company (defendant). Jones was given an interest rate higher than that of the rate schedule created by Ford Motor Credit. This difference was due to the discretion of the individual dealer. Jones, an African-American, alleged that this difference was due to her race. She filed a suit in the United States District Court for the Southern District of New York along with three others, seeking class certification and damages. Shortly after filing, Ford filed a counterclaim against the named plaintiffs, alleging that they had defaulted on their car loans. Jones and the others made a motion to dismiss the counterclaim, arguing that it did not state a claim on which relief could be granted. The District Court dismissed the counterclaim, holding that it was a permissive, rather than compulsory, counterclaim and therefore the court did not have jurisdiction to hear the counterclaim. Ford appealed.

Rule of Law


Holding and Reasoning (Newman, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 497,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.

Here's why 497,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 18,400 briefs, keyed to 985 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Questions & Answers

Have a question about this case?

Sign up for a free 7-day trial and ask it

Sign up for a FREE 7-day trial