Quimbee logo
DMCA.com Protection Status
  • M
  • Markham v. Colonial Mortgage Serv. Co.Markham v. Colonial Mortgage Serv. Co.
From our private database of 16,800+ case briefs...

Markham v. Colonial Mortgage Serv. Co.

United States Court of Appeals for the District of Columbia Circuit
605 F.2d 566 (1979)


Jerry and Marcia Markham (plaintiffs) were engaged to be married. While engaged, but prior to their marriage, the Markhams submitted a joint application to Colonial Mortgage Service Co. Associates, Inc. (Colonial) (defendant) for a mortgage. As part of the process, Colonial conducted a credit check on both of the Markhams individually. However, in determining the Markhams’ creditworthiness, Colonial refused to aggregate their incomes, even though Colonial would have done so for a married couple who applied for a mortgage. Colonial subsequently rejected the Markhams’ application, stating that their separate incomes were insufficient for the loan. The Markhams filed suit against Colonial, alleging that by failing to aggregate their incomes in determining their creditworthiness, Colonial had violated the Equal Credit Opportunity Act (Act), 15 U.S.C. §§ 1691 et seq., which prohibited creditors from discriminating against applicants on the basis of sex or marital status. The district court granted summary judgment in favor of Colonial, and the Markhams appealed.

Rule of Law


Holding and Reasoning (Swygert, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 442,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.

Here's why 442,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 16,800 briefs, keyed to 224 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Questions & Answers

Have a question about this case?

Sign up for a free 7-day trial and ask it

Sign up for a FREE 7-day trial