Franklin, a resident of California, purchased a life insurance policy from International, a Texas company with no offices or agents located in California. Franklin paid his premiums until his death, after which International refused to pay on the ground that Franklin had committed suicide. McGee, the beneficiary of Franklin’s life insurance policy (plaintiff) brought suit in California against International Life Insurance Co. (defendant) in California state court and McGee was awarded a judgment. Unable to collect in California, McGee filed in state court in Texas but was rebuffed there due to improper service. The United States Supreme Court granted certiorari.