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McGill v. Citibank, N.A.
California Supreme Court
393 P.3d 85 (2017)
Sharon McGill (plaintiff) filed a class-action suit against Citibank, N.A. (defendant) to enforce her Citibank credit-card contract. McGill based her action on state consumer-rights statutes that permitted consumers to seek public injunctive relief. Citibank invoked the credit-card contract’s arbitration clause, according to which McGill waived her right to pursue injunctive relief, for herself or for a class, in any forum. Citibank contended that the arbitration clause took precedence over any conflicting state statute. The trial court rejected Citibank’s contention and denied Citibank’s motion for an injunction, pending the outcome of binding arbitration. The appellate court reversed. McGill appealed to the California Supreme Court.
Rule of Law
Holding and Reasoning (Chin, J.)
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