McNeill v. Maryland Insurance Guaranty Association
Maryland Court of Special Appeals
427 A.2d 1056 (1981)
- Written by Rich Walter, JD
Facts
Maryland Indemnity Insurance Company (MIIC) insured Evelyn Watkins against bodily-injury claims arising from the ownership, maintenance, or use of her insured automobile. Charlie McNeill (defendant) borrowed Watkins’s car to jump-start his own vehicle. While the jumper cables were still connected, a bystander tossed a match, causing the battery in McNeill’s vehicle to explode. The explosion injured McNeill, who filed a claim against Watkins’s insurance. By this time, MIIC had declared bankruptcy. MIIC’s representative, Maryland Insurance Guaranty Association (association) (plaintiff), successfully sued for a declaratory judgment that Watkins’s policy did not cover McNeill’s injuries. McNeill appealed to the Maryland Court of Special Appeals.
Rule of Law
Issue
Holding and Reasoning (Liss, J.)
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