N.A.A.C.P. v. American Family Mutual Insurance Co.
United States Court of Appeals for the Seventh Circuit
978 F.2d 287 (7th Cir. 1992)
The National Association for the Advancement of Colored People (NAACP), the NAACP Milwaukee Branch, and its members (plaintiffs) sued the American Family Mutual Insurance Company, alleging that its practice of redlining (i.e., refusing to insure or charging higher premiums for people living in certain zones) violated the Fair Housing Act, 42 U.S.C. §§ 3601-19 (Title VIII), federal laws prohibiting racial discrimination in contracts and real property purchasing, Wisconsin’s Fair Housing Act, and state insurance laws. The complaint described the practice and concluded with five “claims” that the practice violated one of the listed laws. The district judge dismissed the Title VIII and state insurance code claims. Partial final judgment was entered pursuant to Federal Rule of Civil Procedure (FRCP) 54(b). The judge treated each legal theory as a distinct claim and suggested that disputes over the dismissed theories could be reviewed on appeal in time for trial. The plaintiffs appealed.
Rule of Law
Holding and Reasoning (Easterbrook, J.)
What to do next…
Unlock this case brief with a free (no-commitment) trial membership of Quimbee.
You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 97,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.
Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.
Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.
Here's why 174,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 14,000 briefs, keyed to 188 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.