PHH Corp. v. Consumer Financial Protection Bureau

881 F.3d 75 (2018)

Study Aids
Case Briefs Overview
Casebooks
Case Briefs
P
From our private database of 46,300+ case briefs, written and edited by humans—never with AI.

PHH Corp. v. Consumer Financial Protection Bureau

United States Court of Appeals for the District of Columbia Circuit
881 F.3d 75 (2018)

SC
Play video

Facts

The Consumer Financial Protection Bureau (CFPB) (defendant) was an independent financial regulator governed by a sole director. The director held wide authority over the CFPB’s business, including setting the CFPB’s agenda, deciding which regulations to promulgate, and managing the budget. The director served five-year terms and could be removed from office only for cause, including “inefficiency, neglect of duty, or malfeasance in office.” An administrative law judge (ALJ) for the CFPB issued a recommended decision sanctioning PHH Corporation (plaintiff). The director affirmed the sanction. PHH filed suit arguing that the CFPB’s structure, with limited oversight, limited accountability to the executive branch, and limited removal powers, violated the separation-of-powers doctrine.

Rule of Law

Issue

Holding and Reasoning (Pillard, J.)

Concurrence (Griffith, J.)

Concurrence (Wilkins, J.)

Dissent (Randolph, J.)

Dissent (Henderson, J.)

Dissent (Kavanaugh, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 810,000 law students since 2011. Some law schools—such as Yale, Berkeley, and Northwestern—even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 810,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,300 briefs, keyed to 988 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 810,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,300 briefs - keyed to 988 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership

Casebooks

Banking Law
Constitutional Law

Key Terms