Rogers v. Rogers
New York Court of Appeals
473 N.E.2d 226, 483 N.Y.S.2d 976, 63 N.Y.2d 582 (1984)
- Written by Serena Lipski, JD
Facts
When Jerome Rogers and Susan Rogers (plaintiff) divorced, Jerome promised in the separation agreement to maintain his life-insurance policy with Travelers Insurance Company (the Travelers policy) for $15,000 with Susan and their daughter (plaintiff) as beneficiaries. After the divorce, Jerome changed jobs, and his Travelers policy was canceled. For several years, Jerome did not have life insurance, but he later got a policy through another employer and a different insurance company, Phoenix Mutual Life Insurance Company (Phoenix) (defendant), for $15,000 (the Phoenix policy). At the time, Jerome was married to Judith Rogers (defendant), and he designated Judith as his beneficiary. After Jerome died, Susan and her daughter as well as Judith claimed the Phoenix policy proceeds. Phoenix paid Judith. Susan and her daughter sued Judith and Phoenix, seeking a constructive trust on the proceeds. Judith moved to dismiss the complaint or for summary judgment, arguing that because Jerome and Susan’s separation agreement did not address cancellation of the Travelers policy, Susan and her daughter were not entitled to the proceeds of the Phoenix policy. The trial court agreed and dismissed the complaint. Susan and her daughter appealed.
Rule of Law
Issue
Holding and Reasoning (Kaye, J.)
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