George Salisbury III acquired a loan from Colorado Central Credit Union (Colorado Central) (defendant), secured by vehicles owned by Salisbury. When Salisbury failed to make the required payments on the loan, Colorado Central sought to repossess the vehicles. At dawn, Colorado Central’s repossessor went to a ranch owned by Salisbury Livestock Company (SLC) (plaintiff), a family business, and repossessed the vehicles from an outside area next to the ranch home. The repossession did not involve any confrontation with the ranch homeowners, and Colorado Central did not provide notice to SLC before the repossession. SLC filed suit against Colorado Central, claiming wrongful repossession and trespass. The trial court ordered a directed verdict for Colorado Central. SLC appealed.