Strange v. Monogram Credit Card Bank of Georgia
United States Court of Appeals for the Seventh Circuit
129 F.3d 943 (1997)

- Written by Sean Carroll, JD
Facts
Jeffrey Strange (plaintiff) bought a window at Home Depot (defendant) for $346.21 using his credit card issued by Monogram Credit Card Bank of Georgia (Monogram) (defendant). Strange returned the window and expected the money to go back on his credit card. The money was not returned despite multiple letters from Strange to both Home Depot and Monogram. The companies did not respond to the letters. Strange was billed a finance charge of $27.36. Strange sued Home Depot and Monogram for violation of the Truth in Lending Act (the act). Strange and Home Depot moved for summary judgment. The district court granted Home Depot’s motion because Home Depot was not a creditor. The court granted Strange’s motion with respect to Monogram. The court found that Monogram failed to send Strange a written explanation of the billing error. The district court awarded Strange $54.72 in damages, which was double the finance charge that Strange had been incorrectly billed. Strange also requested attorney’s fees in the amount of $21.743.75, reflecting 123 hours of time spent on the case. The district court found that this sum reflected an unreasonable amount of hours spent to establish such a small claim and awarded Strange only $3,000 in attorney’s fees. Strange appealed both monetary awards.
Rule of Law
Issue
Holding and Reasoning (Wood, J.)
What to do next…
Here's why 832,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 46,500 briefs, keyed to 994 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.