Study Aids
Case Briefs Overview
Casebooks
Case Briefs
T

Tracy v. USAA Insurance Co.

2012 WL 928186 (2012)

From our private database of 46,500+ case briefs, written and edited by humans—never with AI.

Tracy v. USAA Insurance Co.

United States District Court for the District of Hawaii
2012 WL 928186 (2012)

Facts

Barbara Tracy (plaintiff) owned a home in which she cultivated marijuana pursuant to Hawaii’s medical-marijuana law. Tracy bought a homeowners-insurance policy from USAA Casualty Insurance Company (USAA) (defendant). Several months after Tracy bought the insurance policy, several marijuana plants were stolen from her property. Tracy notified USAA of the loss and presented a claim for the value of the stolen plants, which totaled $45,600. USAA initially agreed to pay the claim and issued a check for a portion of the plants’ value. USAA later notified Tracy that it would make no further payments because the plants could not be lawfully replaced, and thus Tracy did not have an insurable interest in the plants. Tracy sued USAA for breach of contract and bad-faith denial of her insurance claim. USAA filed a motion for summary judgment, arguing that it was precluded from covering the loss of Tracy’s plants because doing so would be contrary to federal law and federal public policy.

Rule of Law

Issue

Holding and Reasoning (Kobayashi, J.)

What to do next…

  1. Unlock this case brief with a free (no-commitment) trial membership of Quimbee.

    You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 832,000 law students since 2011. Some law schools even subscribe directly to Quimbee for all their law students.

    Unlock this case briefRead our student testimonials

  2. Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.

    Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students.

    Learn about our approachRead more about Quimbee

Here's why 832,000 law students have relied on our case briefs:

  • Written by law professors and practitioners, not other law students. 46,500 briefs, keyed to 994 casebooks. Top-notch customer support.
  • The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
  • Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
  • Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.

Access this case brief for FREE

With a 7-day free trial membership
Here's why 832,000 law students have relied on our case briefs:
  • Reliable - written by law professors and practitioners, not other law students
  • The right length and amount of information - includes the facts, issue, rule of law, holding and reasoning, and any concurrences and dissents
  • Access in your class - works on your mobile and tablet
  • 46,500 briefs - keyed to 994 casebooks
  • Uniform format for every case brief
  • Written in plain English - not in legalese and not just repeating the court's language
  • Massive library of related video lessons - and practice questions
  • Top-notch customer support

Access this case brief for FREE

With a 7-day free trial membership

Casebooks

Food and Drug Law

Key Terms