From our private database of 14,100+ case briefs...
United States Department of Housing and Urban Development v. Union Mortgage Company
Supreme Judicial Court of Maine
661 A.2d 163 (1995)
RCR Services, Inc. (RCR) held a first mortgage in the amount of $45,153 on property located in Maine. Union Mortgage Company, Inc. (Union) (defendant) held a junior mortgage on the property in the amount of $9,900. RCR sued in foreclosure, but did not name Union as a party in interest, as required by state statute. RCR obtained a foreclosure judgment, conducted a foreclosure sale—again, without notifying Union—and purchased the property for $80,520.26, which was the balance owed to RCR. Because Union had not been named a party, the Union mortgage remained outstanding. The United States Department of Housing and Urban Development (HUD) (plaintiff), to which RCR transferred title to the property, filed a complaint requesting the court to foreclose Union’s interest in the property. The court granted the foreclosure, finding that Union was adequately protected by the right of redemption. Union appealed, claiming that the right to redeem the property from the senior mortgagee did not sufficiently protect Union’s interest. Rather, Union argued that, as a junior mortgagee, Union had the right to appear and bid at the public foreclosure sale.
Rule of Law
Holding and Reasoning (Glassman, J.)
What to do next…
Unlock this case brief with a free (no-commitment) trial membership of Quimbee.
You’ll be in good company: Quimbee is one of the most widely used and trusted sites for law students, serving more than 97,000 law students since 2011. Some law schools—such as Yale, Vanderbilt, Berkeley, and the University of Illinois—even subscribe directly to Quimbee for all their law students. Read our student testimonials.
Learn more about Quimbee’s unique (and proven) approach to achieving great grades at law school.
Quimbee is a company hell-bent on one thing: helping you get an “A” in every course you take in law school, so you can graduate at the top of your class and get a high-paying law job. We’re not just a study aid for law students; we’re the study aid for law students. Read more about Quimbee.
Here's why 217,000 law students have relied on our case briefs:
- Written by law professors and practitioners, not other law students. 14,100 briefs, keyed to 189 casebooks. Top-notch customer support.
- The right amount of information, includes the facts, issues, rule of law, holding and reasoning, and any concurrences and dissents.
- Access in your classes, works on your mobile and tablet. Massive library of related video lessons and high quality multiple-choice questions.
- Easy to use, uniform format for every case brief. Written in plain English, not in legalese. Our briefs summarize and simplify; they don’t just repeat the court’s language.