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Learn about the Employee Retirement Income Security Act (ERISA), including the types of plans to which it applies and its legislative goals.


Many Americans have publicly funded health insurance through Medicare or Medicaid. However, the majority of Americans have private health insurance. Although individuals may purchase this private health insurance on their own, most Americans get their health insurance through either their employer or their spouse’s employer.

Like with all private insurance, the states, not the federal government, have traditionally regulated private health insurance. And technically, this is still true. But...