Play video

Health Insurance

Learn about health insurance regulations and coverage.


Health insurance is first-party insurance that provides coverage for an insured person’s healthcare costs. Health insurance is unique because it covers the costs of both unknown, fortuitous healthcare needs and some known healthcare needs, like preventive care.

I. Health-Insurance Coverage Generally

Health insurance typically covers only medically necessary care and doesn’t typically cover experimental procedures. However, the terms medically necessary and experimental are fact-dependent, and...