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Health Insurance

Learn about health insurance regulations and coverage.

Transcript

Health insurance is first-party insurance that provides coverage for an insured person’s healthcare costs. Health insurance is unique because it covers the costs of both unknown, fortuitous healthcare needs and some known healthcare needs, like preventive care.

I. Health-Insurance Coverage Generally

Health insurance typically covers only medically necessary care and doesn’t typically cover experimental procedures. However, the terms medically necessary and experimental are fact-dependent, and...

Lessons

1. Welcome to Insurance Law
  • Welcome to Insurance Law
2. Insurance Basics
  • Fundamental Insurance Principles
  • Laws Governing Insurance
  • Types of Insurance
3. The Insurance Policy
  • Forming An Insurance Contract or Policy
  • Interpreting Policy Terms: General Principles
  • Interpreting Policy Terms: Plain Meaning and Ambiguity
  • Policyholder Claims and Remedies for Policy Disputes
  • Insurance Company’s Policy Rights and Remedies
4. Property (First-Party) Insurance
  • Property Insurance Coverage
  • Property Insurance Conditions, Exclusions, and Limits
  • Property Loss Claims
5. CGLs and Liability (Third-Party) Insurance
  • Claims Covered by Liability Insurance
  • Liability Insurance Conditions and Exclusions
  • Insurer’s Duty to Defend
  • Claim Settlement and Insurer Duty to Indemnify
  • Coverage from Multiple Liability Policies
6. Specific Types of Insurance