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Insurance Company’s Policy Rights and Remedies

Learn about an insurance company’s remedy options for policy disputes and subrogation options following a claim payment.


When someone says insurance dispute, many people picture a policyholder who’s upset with the insurance company. However, sometimes, the insurance company is the aggrieved party. In this lesson, we’ll explore the types of claims an insurer might pursue to enforce its policy rights.

I. Claims against the Policyholder for Unpaid Premiums

Under the insurance policy, the policyholder’s primary duty is to pay premiums. If a policyholder breaches this duty, the insurer may decline to issue a policy,...