Insurance Company’s Policy Rights and Remedies

Learn about an insurance company’s remedy options for policy disputes and subrogation options following a claim payment.

Transcript

When someone says insurance dispute, many people picture a policyholder who’s upset with the insurance company. However, sometimes, the insurance company is the aggrieved party. In this lesson, we’ll explore the types of claims an insurer might pursue to enforce its policy rights.

I. Claims against the Policyholder for Unpaid Premiums

Under the insurance policy, the policyholder’s primary duty is to pay premiums. If a policyholder breaches this duty, the insurer may decline to issue a policy,...

Lessons

1. Welcome to Insurance Law
  • Welcome to Insurance Law
2. Insurance Basics
  • Fundamental Insurance Principles
  • Laws Governing Insurance
  • Types of Insurance
3. The Insurance Policy
  • Forming An Insurance Contract or Policy
  • Interpreting Policy Terms: General Principles
  • Interpreting Policy Terms: Plain Meaning and Ambiguity
  • Policyholder Claims and Remedies for Policy Disputes
  • Insurance Company’s Policy Rights and Remedies
4. Property (First-Party) Insurance
  • Property Insurance Coverage
  • Property Insurance Conditions, Exclusions, and Limits
  • Property Loss Claims
5. CGLs and Liability (Third-Party) Insurance
  • Claims Covered by Liability Insurance
  • Liability Insurance Conditions and Exclusions
  • Insurer’s Duty to Defend
  • Claim Settlement and Insurer Duty to Indemnify
  • Coverage from Multiple Liability Policies
6. Specific Types of Insurance
  • Homeowners’ and Renters’ Insurance
  • Automobile Insurance
  • Life Insurance
  • Disability Insurance
  • Health Insurance
  • Excess Insurance
  • Reinsurance