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Policyholder Claims and Remedies for Policy Disputes

Learn about the claims and remedies available to a policyholder for disputes regarding an insurance policy.

Transcript

In an insurance relationship, disputes may arise about whether either party is fulfilling its legal obligations. In this lesson, we’ll look at a policyholder’s legal options for addressing insurance-policy disputes. An insurance company’s options for addressing its own complaints are covered in a separate lesson.

Imagine someone lived alone and had an insurance policy that provided $100,000 of dwelling coverage. The policy excluded coverage for fires that occurred while a home was unoccupied....

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Lessons

1. Welcome to Insurance Law
  • Welcome to Insurance Law
2. Insurance Basics
  • Fundamental Insurance Principles
  • Laws Governing Insurance
  • Types of Insurance
3. The Insurance Policy
  • Forming An Insurance Contract or Policy
  • Interpreting Policy Terms: General Principles
  • Interpreting Policy Terms: Plain Meaning and Ambiguity
  • Policyholder Claims and Remedies for Policy Disputes
  • Insurance Company’s Policy Rights and Remedies
4. Property (First-Party) Insurance
  • Property Insurance Coverage
  • Property Insurance Conditions, Exclusions, and Limits
  • Property Loss Claims
5. CGLs and Liability (Third-Party) Insurance
  • Claims Covered by Liability Insurance
  • Liability Insurance Conditions and Exclusions
  • Insurer’s Duty to Defend
  • Claim Settlement and Insurer Duty to Indemnify
  • Coverage from Multiple Liability Policies
6. Specific Types of Insurance
  • Homeowners’ and Renters’ Insurance
  • Automobile Insurance
  • Life Insurance
  • Disability Insurance
  • Health Insurance
  • Excess Insurance
  • Reinsurance