Negotiable instruments represent money or the obligation to pay it. And where there’s money, there’s misconduct. So, it should come as no surprise that we must discuss the implications of unauthorized signatures and alterations to negotiable instruments.  

I. Unauthorized Signature

Imagine that, after hosting a big party, a law student had a plumber come to her house to fix a clogged toilet. The plumber noticed that the law student left her checkbook on the counter and, when the law...