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Chapter 13 Confirmation Requirements: Treatment of Unsecured and Priority Claims

Learn how the chapter 13 plan must treat priority and general unsecured claims to be confirmed, including the requirement that the debtor commit all projected disposable income over the applicable commitment period to general unsecured claims.


For the bankruptcy court to confirm a chapter 13 plan, the plan must satisfy many exacting statutory requirements. Among these are rules for how the plan must treat general unsecured claims and priority unsecured claims. We'll cover some of these rules here.

For starters, if and only if the standing trustee or a general unsecured creditor objects, then the plan must satisfy one of the following two requirements to be confirmed.

I. Paying an Objecting Unsecured Creditor's Claim in Full